MySuper dashboard

This dashboard is for members with any part of their account invested in our Balanced (MySuper) option. This is not for DBD or Pension members invested in the Balanced option.

All information is based on a member with an assumed balance of $50,000 with no activity fees. Different account balances will have an effect on returns, return targets and fees and costs.

If you'd like a copy of this dashboard for your records, you can download the MySuper dashboard (PDF, 489KB).

Return Target CPI + 4.6% p.a. over 10 years
Return for years ending 30 June#
2019 9.68%
2018 10.26%
2017 9.40%
2016 5.70%
2015 10.79%
2014 13.65%
2013 15.65%
2012 1.44%
2011 8.64%
2010 9.33%

Return (moving average over last 10 years to 30 June 2019)
9.39% p.a.

Comparison between return target and return graph

A graph shows our Balanced (MySuper) option returned between 1.4% and 15.7% each year over the ten years ended 30 June 2019, with an average yearly return of 9.4%.  A comparison between the moving average of returns and the moving average of return targets shows returns have generally fallen short of return targets save for the financial years ended June 2018 and 2019 where the moving average of returns outperformed the moving average of return targets by 0.4% and 2.5%, respectively.

Statement of fees and other costs
$371 p.a.

Level of investment risk – High
Four to less than six negative years in a 20 year period.*

About the return target

The return target for the Balanced (MySuper) option has been calculated in accordance with requirements that apply to MySuper. It is the average of the expected returns, based on long-run return assumptions.

The investment strategies for the Balanced (MySuper) option and the Balanced option are the same. However, the return target for the Balanced (MySuper) option appears higher than the investment objective for the Balanced option because it has been calculated differently.

This does not mean that we are aiming for the Balanced (MySuper) option to have higher returns, or that it has a riskier investment strategy.

Our investment objectives for all other investment options (including the Balanced option) are more conservative and we have a higher degree of confidence in achieving them.

About the return data

On 30 November 2013 we implemented MySuper. Historical returns are based on our Balanced option and are calculated in accordance with MySuper requirements, showing returns minus various fees, costs and taxes. Historically, returns were calculated using a different methodology. Actual returns received by members will depend on the timing of transactions within their account.

About the comparison-of-returns graph

Return targets are a relatively new requirement, meaning we did not calculate a return target prior to November 2013. For 2013/14, the return target was CPI + 4.8% and the graph assumes the same CPI+ 4.8% return target applied in earlier years. Fluctuations in the return target reflect past fluctuations in CPI. The return target as at 30 June 2018 was CPI + 4.6%.

# Past performance is not an indicator of future performance. Return targets are not guaranteed. Return targets and fees may change.

* Negative returns may occur more or less often than expected.

This information is of a general nature only and includes general advice. It has been prepared without taking into account your individual objectives, financial situation or needs. Before making any decision in relation to your UniSuper membership, you should consider your personal circumstances, the relevant product disclosure statement for your membership category and whether to consult a licensed financial adviser. This information is current as at August 2019. Information is subject to change.