Benefits of UniSuper


UniSuper is one of Australia’s largest super funds. We are the only fund dedicated to people working in the higher education and research sector.

As a member, you have access to more than just great super. We are committed to supporting you throughout your working life and beyond, with a flexible range of super and retirement options, to suit your needs.

Value for money

We pride ourselves on our competitive administration fees.

If you’re an accumulation member or have an accumulation component, you’re offered a flexible range of investment options so you can choose what’s right for you.

A not-for-profit fund

We redirect all our profits back into the fund to benefit members. We don’t pay UniSuper financial advisers commissions, and we don’t pay external shareholders dividends.

Competitive fees

As a UniSuper member, you won’t be charged for:

Our fees are often among the most competitive in Australia for an industry super fund. Don’t just take our word for it – see for yourself how we compare:

History of strong long-term investment returns

We're proud to have achieved returns that have regularly exceeded industry benchmarks and averages.

UniSuper has some of the country’s leading investment expertise. Our team of highly experienced in-house asset class management specialists is led by Chief Investment Officer John Pearce. John comes with an impressive resume spanning more than 26 years in financial services.

Of course, the value of investments can rise and fall and past performance should not be relied upon as an indicator of future performance.

Exclusive membership

We exist exclusively for you. We understand your line of work and your passion for the higher education and research sector. So while you focus on your passion, we’ll focus on ours – growing your hard-earned super for you to enjoy later in life.

Even if you leave the sector, whether you’re changing jobs or taking a well-earned rest, you can keep your super with UniSuper for life.

We stay in touch

Take a deeper dive into your super through:

We also support you with videos, podcasts and calculators to help you understand your super better.

Financial advice

UniSuper Advice can help you and your spouse with important decisions about your super savings.

With UniSuper Advice, you benefit from the extensive knowledge our financial advisers have of superannuation and investment products and they also understand the sector you work in.

Whether you want a comprehensive financial plan, or advice on just one topic, UniSuper Advice can help with the decisions you’re facing.

Free seminar service

As a UniSuper member, you can come along to one of our many seminars around Australia to learn more and ask questions about all sorts of super and pension-related topics including:

  • your retirement options
  • understanding super contributions and caps
  • how your super is invested

Member seminars are held on and off campus, in locations around Australia. Partners are welcome, too.

Access to insurance cover

Super is more than just retirement savings. Insurance through your super can be an affordable way to give you peace of mind about your financial future.

And the clever thing about insurance cover through a super fund is that it’s generally cheaper than taking out your own policy directly with an insurance company. Because UniSuper insures a lot of members at once, we receive bulk-buying power which helps drive costs down.

Access to a range of retirement products

Whatever your financial situation, career stage and savings goals, we have super products, and a range of pension products, to suit your needs through your entire working life and beyond.