When a marriage or relationship breaks down, you may need to think about how this can affect your super.
You don’t have to be married to have a ‘Spouse’
If you’re a UniSuper member, we recognise a spouse as being a person who:
- you are legally married to
- is in a relationship with you (whether of the same or opposite sex), and the relationship is registered under an Australian state or territory law, or
- is in a relationship with you (whether of the same or opposite sex), and you live together on a genuine domestic basis as a couple.
Splitting your super
Super is considered to be a type of property by the family court. Once you separate or become divorced, you and your ex-partner may split your super by agreement, or by court order – the same way as many other assets.
The Australian Family Law Courts has more on superannuation splitting:
Review and update beneficiaries
If you are getting divorced or separated, you should review any beneficiaries you have nominated – either non-binding beneficiary nominations or binding death benefit nominations.